When you are looking for a home you might just start looking or you might be like a lot of folks and have one of the many "wrong" ways to figure this out.

For many folks, they grew up thinking that the amount they qualify for is related to some number multiplied by their annual income.  For others, it might be credit score based.  The real way to determine this number is to come up with a budget.

Turns out that determining how much to spend on a home comes down to good ole' business practice of a profit and loss statement or in the mortgage world, debt to income.  Once you know how much "profit" you have you can determine your budget.

Basically you want to figure out how much you want to spend.  Unlike buying a car, basing your decision on the monthly payment is nearly the perfect way to buy a home.  It's also the first thing you may want to do.  If you were looking in many markets, like the Atlanta Real Estate market, you'll have to be quick to put your offer in sometimes the day the home is listed.   So knowing exactly what you can afford is crucial. 

The Most Important Person In A Real Estate Transaction

The Most Important Person In A Real Estate Transaction

If you're reading this and you are looking for a Georgia home to buy, you might be wondering who the most important person in your move is?  Of course, the answer is simple, YOU.

Cheesiness aside, who is really the most important person after yourself in a real estate transaction.  You might think it's the seller, or maybe the real estate agent.  Maybe it's the home inspector or surely it's the attorney, right?

Well in this author's opinion (and I'm an Atlanta Real Estate agent), it's the lender, and here's why.

1. You'll never know what you can buy or whether you can afford it without talking to a reputable lender. 
2. In our market today you might not even be able to see the homes without being qualified. 
3. You lending "team" has to navigate appraisals, in some cases inspections, attorney team, titles and the red tape that comes with giving you money that they intend to package together and sell to someone else.  (Which is why they can lend you money). 

Now your agent helps you find a home and navigate this as well, but without a good lender all you are doing is house hunting. 

If you are Searching GA Homes For Sale, then you'll need a good lender, we suggest:

Access National

Craig Berry

404-642-6700

Joshua Jarvis Joins Luxury Team

News Release

JARVIS ATTENDS SPECIAL TRAINING,

BUILDS EXPERTISE IN LUXURY HOME MARKET

(Duluth, GA, March 22nd) -- Joshua Jarvis with Jarvis Team Realty at Keller Williams recently completed a luxury home marketing training course offered by The Institute for Luxury Home Marketing.

The course - which covered such topics as demographics of the affluent, lifestyle segmentation, trends and amenities in today’s luxury home product, and creating a marketing plan for the multi-million dollar property – was taught by Laurie Moore-Moore, President of the Dallas-based Institute for Luxury Home Marketing and author of the book, Rich Buyer, Rich Seller! The Real Estate Agents’ Guide to Marketing Luxury Homes.

“The course is a step towards earning the prestigious Certified Luxury Home Marketing Specialist (CLHMS) designation which The Institute awards internationally to sales professionals who meet performance standards in the upper-tier residential market,” said Moore-Moore. Joshua Jarvis is an example of a sales associate who works to hone the special skills and competencies necessary to provide exceptional service in the fine homes and estates marketplace.”

Jarvis is an award-winning sales associate who has been in real estate since 2003 and specializes in the MillCreek Area including Chateau Elan, Hamilton Mill, Hidden Falls, Hedgerows, Trilogy Park and down to Sugarloaf Country Club in the Duluth market. The Jarvis Team finished up 2012 with 102 homes sold and ready to take their unique approach of market dominance and internet mastery to a new level.

“The training provided new insight about the upper tier market, helped me polish my skills, and provided valuable networking contacts with other agents across the country who specialize in luxury properties,” said Jarvis. “In addition, I discovered new and creative tools for promoting expensive homes and estates and new resources for finding buyer prospects. Home buyers and sellers will benefit from my new knowledge.”

For insights into the current state of the luxury market, contact Joshua Jarvis at Jarvis Team Realty and 770-374-4667 or email JarvisTeam@KW.com.

Joshua Jarvis

Owner, Realtor

Jarvis Team Realty

1960 Satellite Blvd, Suite 1100

Duluth GA 30096

770-374-4667

Fax: 888-214-0644

Email: JarvisTeam@KW.com

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